RAISING >2 BILLION HUMANS INTELLIGENCES BY 25 YEARS. After helping with recovery 1970 cyclone killing half a million of his compatriots, Fazle Abed was nearly assassinated by his employer Royal Dutch Shell and the Pakistani army. Fortunately he spent his remaining 50 years celebrating intelligence development of the poorest 2 billion parents notably growth of 1billiongirls. For over quarter of a century all networking was done by word of mouth and sight of book because in Asia 20th c village life still meant no access to electricity grids or telephone lines. Fortunately both Computing Whizs Jobs & Gates were both partly dis-satisfied with western apps of pc networks which they had begun in 1984. Around 2001 they both hosted silicon valley 65th birthday wish parties for Abed as global village tech envoy. Partners in life critical challenges had begun to bring abed's village mothers solar and mobile to co-create with. Abed changed the way Jobs saw tech futures of education (see ) and how Gates saw global health fund foundations and overall the valley's university stanford started to see as far as intelligence of Women and Youth goes the most life critical knowhow for 2 billion humans wasnt directly measurable in 90 day monetary flows; it was measurable in increased life expectancy by over 25 years during Abed's community servant leadership. Probably the greatest lift in intelligence until celebrations of what Fei-Fei Li opened the worlds eyes to in 2012, and Melinda Gates and Nvidia's Jensen Huang were first to helped AIforall lift since 2014.

Saturday, April 30, 2022

1.5 bkash 3 years starting up bkash.com number 1 cashless bank in population served

In Fazle Abed's last decade: many of his biggest cooperation models were partnered out; what this means is if you want to learn the latest about how bkash is biggest cashless bank (population served; at one time partner bill gates implied a billion people might be served by this model) you need to contact its team that are not working in brac oggices; if however you want to study how bkash contributes within the total supply chain brac offers - suggest you conatct shameran abed at brac -also worth noting how the model evolves through different availability to customers from 2g to 5g; intially bkash absorbed all the expereince of kenya's 2g model with mpesa but soon some of its partners eg alipay tech teams were bringing mo 

bkash lessons learned 2012-14 (video of Gates review of cashless banking for a billion unbanked) - special thanks to the brothers quadir who are in their 25th year of leapfroging (partnerships in mobile technology to end poverty)  

bkash origins like kenya's mpesa (whose original coder is a director of the holding company of coders of bkash) is the text phone; you pay a mercant money for bkash points; those points can be redeemed with any other merchant- bkash chose many of the most trusted small merchants in vilagesd all over the nation; the application that bkash is used for first is remittances back to the vilage by family members working in teh city or even aboraod (about a third of bangaldesh's freign exchage comes from remittances)
all of teh above explains why bkash is relevant to any poor nation but there remaisn the question why didnt fin tech serve poorest within richer nations

xx my father's last article during subrpime year 2008 asked why no western bank competed to velue poor or even community sustainining finance-
you may call how tech enetered western banking with atms instead of needing to get cash from a bank clerk; the problem with that was banks stoped being community based - as a few national abnkis raced to deliver the atm tech ; worse banks needed a new model to keep their sdtall- issuing credit cards that put most customers in debt was the answer - those who are rich enough never to need credit get freebies from credit cards but in usa most people now have debts at 25% interest (the credit card rate); all the while the basisc costof physical paper records has gone down 10 folds
-so you can see the idea of fintech for community sdg goals is exactly the opposite of teh quasi monoply of western banking -
it turns out that from 1995 finytech and ecommerce multiplied each others impacts (with odd consequences - the web taht had been a space for sharing knowhow now got overtaken by trabscation webs)  - in 1995 there was teh choice amazon made to be worlds largest stockist-delivery leader; asians chose a different rour=te for ecommerce to own the delivery alhgorith to maximsie livelihoods /sme supply chain connectivity ; it was thus natural for 4g sysetms up in china from 2008 to scale taobao/alipay as well as alibaba - potentially models maximiming livelihoods;alipay leapt ahead usig mobile camera to end the need for cards ; and in so doing it chose to amximis value between cistomers ad suppliersd (thus the 3% or so tav that bank cards charge in every digital transcation was redistributed mainly to the peoples) 

however bkash 

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