when it comes to uniting 8 billion brains sustainably, english has advanages and disadvantage;s it went from the poetry of bard 1 to way admiistrators claimed to use scientifiuc method to (at peak) boss over 25% of the world population; suddenly bankrupted by world war 2 if you would like to see what 1 billion asian women did about this look at their toop 30 coperation ideas at abed mooc; if you want to see back in 1843 is both how ideas first described analytic machines as artificial (ie man-made not nature made) and how this might of integrated with the economists founder in 1843 of systems queen voctoria needed to humanise her empire you might start at economistdaiory.com (you should know that james hiuself doied in calcutta of diarrhea - and it took 112 yeras to massively network parental solutions to diarheas as number 1 killer in tropics) ; if you want to see today's views you might start at bard.solar or economistlearning.com or alumnisat.com or tell us where you like to start) rsvp chris.macrae@yahoo.co.uk
Friends of Fazle Abed study world class scaling of what we now call UN Sustainability Goals but Abed in 1972 first called Goal 1 Poverty alleviation when he founded BRA-C (Bangladesh Rural Advancement Collabs so that Bangladesh became the first nation empowered by poorest village women. Start with 3 favorite wESG (womens Entrepreneurial Scaling Goals : human collaborations of 100K ::1billion :: 50million

  • *** 100000 lives matter eg 5.1 metavillage= 1972

  • ...***1billion girls action networking -eg 3.1 oral rehydration

  • ***50 million graduate Apps: 5.4 purpose of first 100 new unis of sdg generation
1billiongirls.com - over the last half century the greatest human development miracle (extra ref schumacher 1 million bilages) has been networked by 1 billion poorest asian village women -here we invite you to help map the 30 collaborations they linkedin - their chief guide 2019-1970 the former oil company executive fazle abed- In spite of being pivotal to how one quarter of all human beings progressed (and by far the deepest co-creators of Sustainability goal solutions- nobody ever printed any paper money for them - its only since innovating the world's largest cashless banking 1.5 systems that many westerners even began to study 21st C happiest possibilities with them.
Out of Bangladesh, village mothers hired 100000 village coaches - webbed 30 collaborations - giant leaps for womankind & youth as first sustainability generation
Intergenerational collaboration entrepreneur platforms 5.1  metavillage sustainable community building - women empowered:15000 families at a time;5.2   billion asian women,5.3  brac net; 5.4   asian universities share sdg graduates 5.5  climate smart village exchanges,5.6 meta and zoom-me up scotty
BANK FOR ALL 1.1  1.2  1.3   1.4   1.5   1.6 celebrate 30 most human collaborations from developing world of last half-century - inspiring  anyone valuing UN and youth as first sustainability generation
EDUCATION  adult village entrepreneurs 4.1; primary 4.2  ; teen 4.3; university4.4 ; pre-school4.5;tech multidisciplinary luminaries 4.6 
HEALTH oral rehydration 3.1 ;para health "doordash" basic meds 3,2; scale vaccination3.3 ;tuberculosis & 3.4  Frugal processes eg wash sanitation, maternity3.5  ; James Grant School of public health 3.6
FOOD/land security 2.1  rice; 2.2 veggie  2.3    cash crops & village fair; 2.4  poultry;2.5  dairy, 2,6  14 nation leading supply chains financial opportunities to end poverty ;

UN says: Today's Education Systems No Longer Fit for PurposeAt Economistdiary.com we search out collaboration events- most exciting in 2022 - UN total transformation of education -september NY; Neumann's families collaboration search AI Hall of Fame; fen ale owners of transmedia race to humanise the metaverse...
abedMOOC.com started from a brainstorming dinner convened by Japan Ambassador to Dhaka who noticed my father's surveys of Asia Rising begun with Japan 1962 (endorsed by JF Kennedy) had not completely detailed Bangladesh Rural Advancement's  contributions to sustaining humanity and celebrating nation building through women empowerment . Dad's last public birthday party had celebrated launch of Muhammad Yunus Global Social Business Book February 2008 with 40 guests at Royal Automobile Club, St James, London. Father had also paid for sampling 2000 of Yunus books, 10000 dvds (youtube style interviews with all grameen directors during summer 2008 when the Nobel judges opened Yunus Museum in Mirpur, as well as part of launch of 2 Journals by Adam Smith Scholars in Glasgow that had emerged from Yunus making the 250th keynote speech on Adam Smith Moral Sentiments Dec 2008. But Fazle Abed whom my father never got the chance to meet had started 11 years before Yunus Grameen Bank 1983 Ordinance , built health and agricultural foundations, and then schooling -altogether a 5 dimensions approach that was not possible to appreciate from onee dimensional microcreditsummit yunus the clintons, queen Sofia staged annually from 1997. Abed said we could do a Mooc if it was laid out round C for collaborations. He was keen to map how 6  Collabs per the 5 primary sdgs had been integrated through 2 quarters of a century 1972-1995 when rural meant no electricity grids or phones; 1995 when partnering platforms afforded extraordinary leapfrog models that could be designed with mobile networks and solar. It took 16 trips while Abed was alive (and the curiosity og many graduate journalists _ to get this mooc started, and we still try to update it even as Abed left the world in Dec 2019. We welcome corrections and omissions. We have attempted here to map the deepest economic miracle

Saturday, April 30, 2022

1.5 bkash

bkash - at world bank's IFC  cgap  Student report 2017

bkash.com by brac  - founded in 2010 this 2014 cgap review clarifies start-up

 world leader in customer size bank for poor- 10 person board led by shameran abed now has 2 members from alipay singapore, member from IFC sister org of world bank laiming largest fintech portfolio in emerging markets

exraordinary tech and funding partners - tech side quadir family and nick hughes mpesa's project leader;  funders include gate foundation and jack ma ant finance /alipay

note on nick hughes: Mr. Nicholas Hughes is a Director of bKash Limited nominated by Money in Motion LLC. He is the Managing Director of Signal Point Partners, established in 2009 to focus on mobile commerce opportunities in emerging markets. Hughes was previously Head of Mobile Payments at Vodafone, where he founded the payment service M-PESA. In Kenya, M-PESA has attracted more than 13 million subscribers since its launch in 2007.

In 2010 Hughes was a winner of The Economist's Innovation Award for Social & Economic Impact. He holds a PhD In Applied Science (1992) and an MBA with distinction from London Business School (2001).


  1. some would say bkash is most digitally advanced of the 30 hunicorn partnership networks of abed-i prefer to look at it as one more relentless consistent value multiplier of a 50 year journey and on to legacy of abed- here is an obit from a friend who was at oxford in 1971 while abed was demanding that the west saw independence as a just movement ....Rehman Sobhan is Chairman, Centre for Policy Dialogue. I had my first encounter with Sir Fazle Hasan Abed in 1971 in Oxford. Abed called to inform me on the efforts by him and his group in London in support of Bangladesh’s liberation struggle. He sought my advice on how to further enhance the impact of their struggle. He also looked ahead and discussed what might be done to serve the deprived masses in post-liberation Bangladesh. I was then impressed by his dedication and foresightedness. Unlike many who talk of serving the masses but do little in practice, in the immediate aftermath of liberation Abed put his dedication and foresight to work in the service of the deprived of Bangladesh.

    We kept in touch in the post-liberation years but had little interaction. In 1993 when I decided to set up the Centre for Policy Dialogue (CPD) Abed was one of the first persons I approached to join me as one of the founding trustees. He remained an active member of the CPD Board ever since where he not only gave us sage advice on issues of governance of the institution, but encouraged institutional interaction between CPD and Brac in a number of programmes and campaigns. As his end approached, as part of his disengagement from his many engagements around the world, he wrote us a formal letter of resignation from the CPD Board.

    Just as it is painful for me and CPD to say farewell to one of our most valued colleagues, it is difficult to imagine a Bangladesh without Sir Fazle Hasan Abed. He leaves a larger than life footprint with its imprint visible not just around the country but across the world. I can think of few people who have done more for the world’s deprived population than Abed. His contribution spans Bangladesh where Brac, the organisation founded by him in 1972, services close to 10 million of the country’s underprivileged households. Through Abed’s commitment to serve the deprived, Brac has now extended its reach across the globe. It has invested its experience in rehabilitating Sidr victims in Sri Lanka and the war-ravaged population in Afghanistan where two of its officials, working in high risk areas, were once held hostage by the Taliban. Brac has now reached out on a large scale to serve the underprivileged of Africa where they have been actively engaged in Rwanda, Tanzania, Uganda, South Sudan, Liberia and Sierra Leone. Brac has even extended its reach to Pakistan and across the Atlantic to Haiti.

  2. Abed’s extraordinary engagement with the deprived has transformed Brac into the largest NGO in the world with an annual budget of over a billion dollars and a workforce of around 200,000. Abed’s singular contribution to the world for serving its deprived communities has been his ability to take Brac programmes to scale so that they graduate from micro-welfare projects to the transformation of entire communities. Brac is today more than an NGO. Its scale of operations would suggest that it is now a corporation for the deprived. Abed’s organisational capacity has invested Brac with a market recognition comparable to any of the top international NGOs such as Oxfam and his management contribution has been recognised in case studies in the best business schools.

    Abed was a strong believer that Brac should liberate itself from dependence on external donor financing and should become a self-financed facility. To this end, he established a number of programmes which could generate financial surpluses that could be reinvested in other Brac projects. The biggest of such projects was Brac’s flagship micro-finance programme which could recycle its surpluses and expand its clientele of women borrowers to around 8 million so that today it presides over one of the world’s largest microfinance programmes. Abed further drew upon Brac’s brand name and market reach to invest in a variety of other socially oriented income generating investments such as Brac’s stake in Bkash and commercially competitive entities such as Brac Bank which is today one of the best run and most profitable banks in Bangladesh. These investments generated revenues which have further enhanced Brac’s internal income generating capacity and enabled it to expand its programmes to reach even larger numbers of the disadvantaged.

  3. The remarkable growth and reach of Brac owes in large measure to the herculean endeavours of Fazle Hasan Abed, its founder. Abed combined extraordinary entrepreneurial and management skills with a genuine passion for public service which began with a commitment to the dispossessed of his own country, but has now been extended to the underprivileged across the world. Abed, who began his professional life as a highly paid executive of a multinational company in Bangladesh, went through the life changing experience of direct involvement, first during the cyclone of November 1970, one of history’s most devastating natural calamities, and then through his response to the genocide inflicted on the Bengalis in 1971. Abed’s exposure to the human consequences of such acts of violence by man and nature persuaded him to invest the rest of his life in helping not just the victims of devastation but those whose entire life is engaged in coping with the uncertainties of nature and the injustices of society.

    In responding to the challenge of deprivation, Abed demonstrated a renaissance vision which equipped him to recognise its holistic nature in Bangladesh. He constructed a multi-faceted agenda for change which incorporated credit, women’s empowerment, legal literacy, healthcare, education and skills development so as to empower the excluded to stand on their own feet. His approach of transforming the excluded from victims into masters of their own fate encouraged him to build an organisation which could graduate from aid dependence to fiscal self-reliance through building up the market competitiveness of its income generating programmes. Today Brac is no longer dependent on the generosity of donors. Its internally generated revenues underwrite around 80 percent of its total budget. The growth and transformation of Brac has made it a role model for other NGOs not just in Bangladesh but across the world. These achievements have been recognised through a plethora of awards and prizes which have been showered on Abed which gave him direct access to global political leaders, heads of international institutions and CEO’s of the corporate world.

    Abed invested 47 years of his life in serving the deprived at home and abroad. His humility and understated projection of his remarkable achievements concealed a quiet determination to let his actions speak louder than his words. He was not inclined to self-promotion but such was the weight of his achievements as a champion of the deprived that he and the organisation he built, came to be recognised across the world by those in need as well as among global and business leaders.

    At the end of his days on earth, he left the world he inhabited in a better place with millions of people whose lives were improved through his efforts. Few people may depart with such a sense of satisfaction at their life’s work. He knew his work was unfinished but he laid down a path through which it can be continued by his successors.

    His final contribution to posterity was manifested in the meticulous effort he invested in preparing for his final departure. Abed was determined to ensure Brac would outlive him and continue the transformative journey he began 47 years ago in the small village of Sallna, in Sylhet. His goal was to end poverty by empowering the deprived and his soul will not rest in peace until such a day dawns, at least in Bangladesh, with Brac playing a vanguard role in this process.